Obbligazione Goldman Sachs 6.375% ( XS0361975443 ) in EUR

Emittente Goldman Sachs
Prezzo di mercato 100 EUR  ▼ 
Paese  Stati Uniti
Codice isin  XS0361975443 ( in EUR )
Tasso d'interesse 6.375% per anno ( pagato 1 volta l'anno)
Scadenza 02/05/2018 - Obbligazione è scaduto



Prospetto opuscolo dell'obbligazione Goldman Sachs XS0361975443 in EUR 6.375%, scaduta


Importo minimo 1 000 EUR
Importo totale 1 250 000 000 EUR
Descrizione dettagliata Goldman Sachs è una banca d'investimento multinazionale americana che offre servizi di investimento bancario, gestione patrimoniale e trading a clienti istituzionali e privati.

The Obbligazione issued by Goldman Sachs ( United States ) , in EUR, with the ISIN code XS0361975443, pays a coupon of 6.375% per year.
The coupons are paid 1 time per year and the Obbligazione maturity is 02/05/2018








Final Terms No. 895
to the European Base Prospectus dated October 5, 2007, as supplemented
The Goldman Sachs Group, Inc.
Euro Medium-Term Notes, Series C


EUR 1,250,000,000 6.375% Notes due May 2018

The terms of each note being offered are as follows:

Issuer: The Goldman Sachs Group, Inc.
Business Days: London, New York and Euro; see
Face Amount: EUR 1,250,000,000
"Description of the Program ­ Features Common to
All Notes ­ Business Days" in the European base
Denominations: EUR 1,000
prospectus
Type of Note: Fixed rate note
Business Day Convention: Following Unadjusted;
Specified Currency: Euro ("" or "EUR")
see "Description of the Program -- Features
Trade Date: April 28, 2008
Common to All Notes -- Business Days" in the
Original Issue Date (Settlement Date): May 2,
European base prospectus
2008
Form of Notes: Temporary bearer global note,
ISIN Code: XS0361975443
permanent bearer global note and bearer notes; see
"Description of the Program ­ Form, Exchange,
Common Code: 036197544
Registration and Transfer" in the European base
Valoren Number: Not applicable
prospectus. New global note form; the notes will be
Stated Maturity Date: May 2, 2018
delivered to a common safekeeper for Euroclear
Original Issue Price: 99.316% plus accrued
Bank SA/NV and Clearstream Banking, société
interest, if any
anonyme; see "Description of the Program ­ Form,
Exchange, Registration and Transfer" in the
Net Proceeds to Issuer: 98.866%
European base prospectus
Amount Payable at Maturity: 100% of the face
Clearing: Euroclear Bank SA/NV and Clearstream
amount of your note outstanding on the stated
Banking, société anonyme
maturity date
Gross-up and Call in the Case of Tax Law
Yield to Maturity: Not applicable
Changes: Applicable; see "Description of the
Interest Rate: 6.375% per annum
Program--Payment of Additional Amounts", "--
Day Count Fraction: Actual/Actual (ICMA)
Redemption and Repayment--Redemption upon
Interest Commencement Date: May 2, 2008
Payment of Additional Amounts" and "--Redemption
upon Application of Certain Reporting
Interest Periods: Each period from and including
Requirements" in the European base prospectus
an interest payment date (or the interest
commencement date in respect of the first interest
Listing and Admission to Trading: Application
period) to but excluding the next interest payment
has been made to the Luxembourg Stock Exchange
date (or the stated maturity date for the final interest
for the notes to be admitted to trading on the
period)
Luxembourg Stock Exchange's regulated market
and to be listed on the Official List of the
Interest Payment Dates: May 2 of each year,
Luxembourg Stock Exchange; see "Listing and
commencing on May 2, 2009 up to and including the
General Information" in the European base
stated maturity date, subject to the business day
prospectus
convention
Other Key Terms:
Redemption at the Option of the Issuer: Not
applicable
Eurosystem Eligibility: Yes; subject to satisfaction
of the Eurosystem eligibility criteria; see "Description
Repurchase at the Holder's Option: Not
of the Program ­ Form, Exchange, Registration and
applicable
Transfer ­ Temporary and Permanent Global Bearer
Repayment upon Event of Default: 100% of the
Notes" in the European base prospectus
face amount of your note plus accrued and unpaid

interest






Your investment in the notes involves risks. We encourage you to read "Risk Factors" on
page 11 of the European base prospectus so that you may better understand those risks.
Any offered notes sold by Goldman Sachs International to dealers may be resold by such dealers
in negotiated transactions or otherwise at varying prices determined at the time of sale, which prices may
be different from the original issue price.
These Final Terms should be read in conjunction with the European base prospectus, including
all supplements to the European base prospectus and all documents incorporated by reference therein,
and you should base your investment decision on a consideration of these Final Terms and the European
base prospectus, including all supplements to the European base prospectus and all documents
incorporated by reference therein, as a whole. Pursuant to Luxembourg law, the European base
prospectus, all supplements to the European base prospectus and all documents incorporated by
reference therein and filed with the Commission de Surveillance du Secteur Financier, and any Final
Terms will be made available by the Luxembourg Stock Exchange on its website.
The notes have not been registered under the U.S. Securities Act of 1933, as amended (the
"Securities Act") and may not be offered or sold in the United States or to U.S. persons (as those terms
are defined in Regulation S under the Securities Act) unless an exemption from the registration
requirements of the Securities Act is available. See "Notice to Investors" on page S-3. These Final Terms
are not for use in, and may not be delivered to or inside, the United States.
Goldman Sachs may use these Final Terms in the initial sale of the notes. In addition, Goldman
Sachs International or other affiliates of The Goldman Sachs Group, Inc. may use these Final Terms in a
market-making transaction in a note after its initial sale. Unless Goldman Sachs International or
another affiliate of The Goldman Sachs Group, Inc. or their respective agents inform the
purchaser otherwise in the confirmation of sale, these Final Terms are being used in a market-
making transaction.
Goldman Sachs International


BNP PARIBAS
Daiwa Securities SMBC
The Royal Bank of
Europe
Scotland
______________

Final Terms dated May 1, 2008
S-2





NOTICE TO INVESTORS
The notes have not been registered under the Securities Act and may not be offered or sold
in the United States or to U.S. persons (as those terms are defined in Regulation S under the
Securities Act) unless an exemption from the registration requirements of the Securities Act is
available. In particular, hedging transactions involving the notes may not be conducted other
than in compliance with the Securities Act. Each purchaser of a note is deemed to agree to
comply with the foregoing.
Because the notes will be issued in bearer form, they may not, subject to certain
exceptions, be offered, sold or delivered, directly or indirectly, in the United States of America
or to, or for the account or benefit of, U.S. persons, each as defined in the applicable U.S.
Treasury regulations. See "Description of the Program -- Form, Exchange, Registration and
Transfer -- Limitations on Issuance of Bearer Notes" in the European base prospectus.
Unless the context otherwise requires, references to "The Goldman Sachs Group, Inc.",
"we", "our" and "us" mean only The Goldman Sachs Group, Inc. and do not include its
consolidated subsidiaries. References to "Goldman Sachs" mean The Goldman Sachs Group,
Inc. together with its consolidated subsidiaries, and the "Goldman Sachs Group" refers to The
Goldman Sachs Group, Inc. and its consolidated subsidiaries. Also, references to the "European
base prospectus" mean the European base prospectus, dated October 5, 2007, of The Goldman
Sachs Group, Inc., as supplemented.
In these Final Terms, references to "holder" or "holders" mean only those who are the
actual bearers of the notes and not those who only own beneficial interests in notes of which
others are the bearers. The latter include those who own beneficial interests in notes issued in
global -- i.e., book-entry -- form through Euroclear Bank SA/NV, Clearstream Banking, société
anonyme or another depositary or common safekeeper. Owners of beneficial interests in notes
issued in global form should read the section entitled "Description of the Program -- Form,
Exchange, Registration and Transfer" in the European base prospectus. Also, references in these
Final Terms to "you" mean those who invest in the notes, whether they are the actual bearers of
the notes or only owners of beneficial interests in these notes. References to "your note" mean
the notes in which you hold a direct or indirect interest.
--------------------
Responsibility Statement
The Goldman Sachs Group, Inc. accepts responsibility for the information contained in
these Final Terms. To the best of the knowledge and belief of Goldman Sachs (who has taken all
reasonable care to ensure that such is the case), the information contained in these Final Terms is
in accordance with the facts and contains no omission likely to affect the import of such
information. Where information contained in these Final Terms has been sourced from a third
party, this information has been accurately reproduced and so far as The Goldman Sachs Group,
Inc. is aware and is able to ascertain from information published by that third party, no facts have
been omitted which would render the reproduced information inaccurate or misleading.
--------------------
No person has been authorized to give any information or make any representations other
than those contained in these Final Terms and the European base prospectus and, if given or
made, such other information or representation must not be relied upon as having been
authorized. Neither these Final Terms nor the European base prospectus constitutes an offer to
sell or the solicitation of an offer to buy any securities in any jurisdiction where, or to any person
S-3





to whom, it is unlawful to make such offer or solicitation. Neither the delivery of these Final
Terms or the European base prospectus, nor any sale made hereunder or thereunder, shall, under
any circumstances, create any implication that there has been no change in the affairs of The
Goldman Sachs Group, Inc. since the date hereof or thereof or that the information contained
herein or therein is correct as of any time subsequent to its date.
Neither the U.S. Securities and Exchange Commission nor the regulatory authority of any
other jurisdiction has passed upon the accuracy or adequacy of these Final Terms or the
European base prospectus.
Each purchaser, each subsequent transferee and each person directing such purchaser or
subsequent transferee to acquire notes, by its purchase or other acquisition of the notes, is
deemed to represent and warrant (which representation and warranty will be deemed to be
repeated on each date on which the notes are held by such purchaser or subsequent transferee,
as the case may be), that the funds the purchaser or subsequent transferee is using to acquire
and hold the note are not the assets of an employee benefit or other plan subject to Part IV of Title
I of the Employee Retirement Income Security Act of 1974, as amended ("ERISA''), a plan
described in Section 4975 of the Internal Revenue Code of 1986, as amended (the "Code''), an
entity whose underlying assets include "plan assets'' by reason of Department of Labor
regulation section 2510.3-101 or otherwise, or a governmental plan that is subject to any federal,
state or local law that is substantially similar to the provisions of Section 406 of ERISA or Section
4975 of the Code.
S-4





ADDITIONAL INFORMATION ABOUT THE PLAN OF DISTRIBUTION

Subject to the Terms Agreement, dated May
the Securities Act) unless an exemption from the
1, 2008, between us on the one hand and the
registration requirements of the Securities Act is
Purchasing Agents named below (collectively,
available. In particular, hedging transactions
the "Purchasing Agents") on the other, which
involving the notes may not be conducted other
incorporates certain provisions of the Amended
than in compliance with the Securities Act. Each
and Restated Distribution Agreement, dated
purchaser of a note is deemed to agree to
October 12, 2007 between us and Goldman
comply with the foregoing.
Sachs International, we have agreed to sell, and
each of the Purchasing Agents has agreed to
Each of the Purchasing Agents has agreed
purchase, severally but not jointly, at a price of
with us that with respect to all notes issued as a
98.866% of the principal amount of the notes,
part of the same tranche (within the meaning of
the principal amount of the notes set forth
Regulation S under the Securities Act), it will not
opposite their names in the table below:
offer, sell or deliver such notes, (1) as part of
their distribution at any time or (2) otherwise until

40 days after the later of (A) the completion of
the distribution of such tranche of notes as
Principal
amount
determined by Goldman Sachs International and
Purchasing Agent
of notes
(B) the closing date of such tranche of notes (or
such other date as Goldman Sachs may, in its
Goldman Sachs International...... 1,212,500,00
sole discretion, deem necessary to comply with
Regulation S) within the United States or to, or
BNP Paribas................................
12,500,000
for the account or benefit of, U.S. persons
Daiwa Securities SMBC
12,500,000
except, in either case, in accordance with
Europe Limited ............................
Regulation S under the Securities Act, and it will
have sent to each dealer to which it sells such
The Royal Bank of Scotland plc
12,500,000
notes during the restricted period a confirmation
Total............................................ 1,250,000,000
or other notice describing the restrictions on
offers and sales of notes within the United

States or to, or for the account or benefit of, U.S.
The Purchasing Agents propose to offer the
persons.
notes at the original issue price set forth on the
Each of the Purchasing Agents has
cover page of these Final Terms in offshore
represented and agreed with us that:
transactions in reliance upon Regulation S under
the Securities Act. After the notes have been
· it has only communicated or caused to be
released to investors, the offering price and
communicated and will only communicate or
other selling terms may from time to time be
cause to be communicated an invitation or
varied by the Purchasing Agents.
inducement to engage in investment activity
(within the meaning of Section 21 of the
The notes are new issue securities with no
FSMA) received by it in connection with the
established trading market. Goldman Sachs
issue or sale of the notes in circumstances
International or other affiliates of us, and the
in which Section 21(1) of the FSMA does not
other Purchasing Agents, may repurchase and
apply to us; and
resell the notes in market-making transactions,
with resales being made at prices related to
· it has complied and will comply with all
prevailing market prices at the time of resale or
applicable provisions of the FSMA with
at negotiated prices. None of them, however, is
respect to anything done by it in relation to
obligated to do so and any of them may
such notes in, from or otherwise involving
discontinue market-making at any time without
the United Kingdom.
notice.
In relation to each member state of the
The notes have not been registered under
European Economic Area which has
the Securities Act and may not be offered or
implemented the Prospectus Directive, which we
sold in the United States or to U.S. persons (as
refer to as a Relevant Member State, each of
those terms are defined in Regulation S under
the Purchasing Agents has represented and
S-5





agreed that with effect from and including the
For the purposes of the preceding
date on which the Prospectus Directive is
paragraph, the expression an "offer of notes to
implemented in that Relevant Member State,
the public" in relation to any notes in any
which we refer to as the Relevant
Relevant Member State means the
Implementation Date, it has not made and will
communication in any form and by any means of
not make an offer of notes to the public in that
sufficient information on the terms of the offer
Relevant Member State prior to the publication
and the notes to be offered so as to enable an
of a prospectus in relation to the notes which
investor to decide to purchase or subscribe the
has been approved by the competent authority
notes, as the same may be varied in that
in that Relevant Member State or, where
Relevant Member State by any measure
appropriate, approved in another Relevant
implementing the Prospectus Directive in that
Member State and notified to the competent
Relevant Member State, and the expression
authority in that Relevant Member State, all in
"Prospectus Directive" means Directive
accordance with the Prospectus Directive,
2003/71/EC and includes any relevant
except that it may, with effect from and including
implementing measure in each Relevant
the Relevant Implementation Date, make an
Member State.
offer of notes to the public in that Relevant
Member State at any time:
Each of the Purchasing Agents has
represented and agreed that it has not offered,
· to legal entities which are authorized or
sold or delivered and it will not offer, sell or
regulated to operate in the financial markets
deliver, directly or indirectly, any notes or
or, if not so authorized or regulated, whose
distribute the European Base Prospectus or any
corporate purpose is solely to invest in
other offering material relating to the notes, in or
securities;
from any jurisdiction except under
circumstances that will result in compliance with
· to any legal entity which has two or more of
the applicable laws and regulations thereof and
(1) an average of at least 250 employees
which will not impose any obligations on the
during the last financial year; (2) a total
issuer except as contained in the Terms
balance sheet of more than 43,000,000
Agreement.
and (3) an annual net turnover of more than
50,000,000, as shown in its last annual or
For more information about the plan of
consolidated accounts; or
distribution and possible market-making
activities, see "Plan of Distribution" in the
· in any other circumstances which do not
European base prospectus.
require the publication by us of a prospectus
pursuant to Article 3 of the Prospectus

Directive.
.
6