Obbligazione Goldman Sachs 3.5% ( US38143CAW10 ) in USD

Goldman Sachs

99.766 USD ⇌

Stati Uniti

US38143CAW10 ( in USD )

3.5% per anno ( pagato 2 volte l'anno)

15/02/2025 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Goldman Sachs US38143CAW10 in USD 3.5%, scaduta

1 000 USD

3 920 000 USD

38143CAW1

BBB+ ( Lower medium grade - Investment-grade )

A2 ( Upper medium grade - Investment-grade )

Goldman Sachs è una banca d'investimento multinazionale americana che offre servizi di investimento bancario, gestione patrimoniale e trading a clienti istituzionali e privati.

The Obbligazione issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CAW10, pays a coupon of 3.5% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 15/02/2025

The Obbligazione issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CAW10, was rated A2 ( Upper medium grade - Investment-grade ) by Moody's credit rating agency.

The Obbligazione issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CAW10, was rated BBB+ ( Lower medium grade - Investment-grade ) by Standard & Poor's ( S&P ) credit rating agency.

Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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424B2 1 d481673d424b2.htm PRICING SUPPLEMENT NOS. 1933, 1934 AND 1956 DATED
FEBRUARY 4, 2013
Table of Contents
Filed Pursuant to Rule 424(b)(2)
Registration Statement No. 333-176914
Pricing Supplement to the Prospectus dated September 19, 2011 and
the Prospectus Supplement dated September 19, 2011 -- Nos. 1933, 1934 and 1956

The Goldman Sachs Group, Inc.
Fixed Rate Notes
Medium-Term Notes, Series D
$20,516,000

We will pay you interest on each tranche of notes on a monthly basis on the 15 of each month. The firs
th
t
such payment will be made on March 15, 2013. The interest rate per annum and stated maturity date are set forth
in the table below.
If requested, we will redeem the notes prior to their stated maturity date upon the death of a beneficial owner
who has owned the notes for at least six months. We call this feature the survivor's option. The survivor's option is
subject to a limit of $250,000 on the permitted principal amount exercisable by the estate of the deceased
beneficial owner in any calendar year and to a limit of two percent of the principal amount of all outstanding notes
of a tranche offered by this pricing supplement in any calendar year. We may waive those limits in our discretion.
Any notes accepted for repayment through the exercise of the survivor's option will be repaid on the earlier of the
June 15th or December 15 inter
th
est payment date that occurs 60 or more calendar days after the date of
acceptance.
A valid redemption request requires the representative of the deceased beneficial owner to provide the
information described on pages PS-5 and PS-6 to the Trustee, together with a properly completed redemption
request in the form of Appendix A to this pricing supplement. See "Additional Information About the Notes
Survivor's Option to Request Repayment" on page PS-4 for more information.

Proceeds, before

Initial Price to Public

Underwriting Discount

expenses, to Issuer
Title of Note:

Per Note

Total

Per Note

Total

Per Note

Total
3.50% Notes due 2025
100.00%
$3,920,000
2.475%
$97,020
97.525% $3,822,980
4.00% Notes due 2031
100.00%
$3,972,000
3.300%
$131,076
96.700% $3,840,924
4.25% Notes due 2038
100.00% $12,624,000
3.875%
$489,180
96.125% $12,134,820
The initial price to public set forth above does not include accrued interest, if any. Interest on the notes will
accrue from the Original Issue Date and must be paid by the purchaser if the notes are delivered after the Original
Issue Date.
In addition to offers and sales at the initial price to public, the notes may be offered and sold from time to time
by the underwriters in one or more transactions at market prices prevailing at the time of sale, at prices related to
market prices or at negotiated prices.
Neither the Securities and Exchange Commission nor any other regulatory body has approved or
disapproved of these securities or passed upon the accuracy or adequacy of this pricing supplement, the
accompanying prospectus supplement or the accompanying prospectus. Any representation to the
contrary is a criminal offense. The notes are not bank deposits and are not insured by the Federal Deposit
Insurance Corporation or any other governmental agency, nor are they obligations of, or guaranteed by, a
bank.
Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the
accompanying prospectus in the initial sale of the notes. In addition, Goldman, Sachs & Co. or any other affiliate
of Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the
accompanying prospectus in a market-making transaction in the notes after their initial sale. Unless Goldman
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Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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Sachs or its agent informs the purchaser otherwise in the confirmation of sale, this pricing
supplement, the accompanying prospectus supplement and the accompanying prospectus are being
used in a market-making transaction.

Goldman, Sachs & Co.
Incapital LLC

Pricing Supplement dated February 4, 2013.
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Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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Table of Contents
SPECIFIC TERMS OF THE NOTES

Please note that in this section entitled "Specific Terms of the Notes", references to "The Goldman Sachs Group,
Inc.", "we", "our" and "us" mean only The Goldman Sachs Group, Inc. and do not include its consolidated
subsidiaries. Also, in this section, references to "holders" mean The Depository Trust Company (DTC) or its
nominee and not indirect owners who own beneficial interests in notes through participants in DTC. Please
review the special considerations that apply to indirect owners in the accompanying prospectus, under "Legal
Ownership and Book-Entry Issuance".
This pricing supplement nos. 1933, 1934 and 1956, dated February 4, 2013 (pricing supplement) and the
accompanying prospectus dated September 19, 2011 (accompanying prospectus), relating to the notes, should
be read together. Because the notes are part of a series of our debt securities called Medium-Term Notes, Series
D, this pricing supplement and the accompanying prospectus should also be read with the accompanying
prospectus supplement dated September 19, 2011 (accompanying prospectus supplement). Terms used but not
defined in this pricing supplement have the meanings given them in the accompanying prospectus or
accompanying prospectus supplement, unless the context requires otherwise.
Each tranche of notes is a separate tranche of our debt securities under our Medium-Term Notes, Series D
program governed by our Senior Debt Indenture, dated as of July 16, 2008 (2008 Indenture), between us and The
Bank of New York Mellon, as trustee (Trustee). This pricing supplement summarizes specific terms that will apply
to your notes. The terms of the notes described here supplement those described in the accompanying
prospectus supplement and accompanying prospectus and, if the terms described here are inconsistent with
those described there, the terms described here are controlling.
Terms of the Fixed Rate Notes
Issuer: The Goldman Sachs Group, Inc.
Specified currency: U.S. dollars ("$")
Type of Notes: Fixed rate notes (notes)
Interest Rate: As set forth in the table below
Maturity Date: As set forth in the table below

Title of Note:

Interest Rate

Maturity Date
Principal Amount
MTND Number

CUSIP
3.50% Notes due 2025
3.50%
February 15, 2025
$3,920,000

1933
38143CAW1
4.00% Notes due 2031
4.00%
February 15, 2031
$3,972,000

1934

38143CAX9
4.25% Notes due 2038
4.25%
February 15, 2038
$12,624,000

1956

38143CBA8
Denominations: $1,000 and integral multiples of $1,000
Trade date: February 4, 2013 in respect of all notes
Original issue date: February 7, 2013 in respect of all notes
Original issue discount (OID): not applicable
Interest payment dates: the 15th of each month, commencing on March 15, 2013 subject to adjustment under
the applicable business day convention specified below
Regular record dates: for interest due on an interest payment date, the day immediately prior to the day on
which payment is to be made (as such payment date may be adjusted under the applicable business day
convention specified below)
Day count convention: 30/360 (ISDA)
Business day: New York
Business day convention: following unadjusted
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Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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Redemption at option of issuer before stated maturity: not applicable

PS-2
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Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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Table of Contents
Survivor's option to request repayment: the notes are subject to repayment prior to the stated maturity upon
the death of a beneficial owner who owned the notes for at least six months, if requested, subject to certain
limitations, as described under "Additional Information About the Notes Survivor's Option to Request
Repayment"
Listing: None
ERISA: as described under "Employee Retirement Income Security Act" on page 138 of the accompanying
prospectus
Form of notes: Your notes will be issued in book-entry form and represented by a master global note.
You should read the section "Legal Ownership and Book-Entry Issuance" in the accompanying prospectus for
more information about notes issued in book-entry form
Defeasance applies as follows:

·
full defeasance -- i.e. , our right to be relieved of all our obligations on the note by placing funds in trust

for the holder: yes

·
covenant defeasance -- i.e. , our right to be relieved of specified provisions of the note by placing funds

in trust for the holder: yes
FDIC: The notes are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any
other governmental agency, nor are they obligations of, or guaranteed by, a bank.

PS-3
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Pricing Supplement Nos. 1933, 1934 and 1956 dated February 4, 2013
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Table of Contents
ADDITIONAL INFORMATION ABOUT THE NOTES
Book-Entry System
We will issue each tranche of notes as a master global note registered in the name of DTC, or its nominee.
The sale of the notes will settle in immediately available funds through DTC. You will not be permitted to withdraw
the notes from DTC except in the limited situations described in the accompanying prospectus under "Legal
Ownership and Book-Entry Issuance -- What Is a Global Security? -- Holder's Option to Obtain a Non-Global
Security; Special Situations When a Global Security Will Be Terminated". Investors may hold interests in a master
global note through organizations that participate, directly or indirectly, in the DTC system.
In addition to this pricing supplement, the following provisions are hereby incorporated into the global master
note: the description of the 30/360 (ISDA) day count convention appearing under "Description of Notes We May
Offer Interest Rates Fixed Rate Notes" in the accompanying prospectus supplement, the description of New
York business day appearing under "Description of Debt Securities We May Offer Payment Mechanics for Debt
Securities Business Days" in the accompanying prospectus, the description of the following unadjusted
business day convention appearing under "Description of Debt Securities We May Offer Payment Mechanics for
Debt Securities Business Day Conventions" in the accompanying prospectus and the section "Description of
Debt Securities We May Offer Defeasance and Covenant Defeasance" in the accompanying prospectus.
Survivor's Option to Request Repayment
Following the death of the beneficial owner of a note, so long as that note was owned by that beneficial
owner or the estate of that beneficial owner for at least six months prior to the request, if requested by the
authorized representative of the beneficial owner of that note (subject to the limitations described below), we
agree to redeem any notes prior to the stated maturity unless the notes:

·
have been previously redeemed or otherwise repaid, or

·
have been declared due and payable before their stated maturity by reason of an event of default under

the 2008 Indenture, as more fully described in the accompanying prospectus under "Description of Debt
Securities We May Offer -- Default, Remedies and Waiver of Default".
Upon the valid exercise of the option to request repayment described in the preceding paragraph (Survivor's
Option) and the proper tender of that note for repayment (subject to the limitations described below), we will
redeem that note, in whole or in part (but in amounts of not less than $1,000), at a price equal to 100% of the
principal amount of the note plus any unpaid interest accrued to (but excluding) the date of repayment.
Incapital LLC has advised that it intends to make a market in the notes. Depending on market conditions,
including changes in interest rates, and our creditworthiness, the value of the notes may be greater than their
principal amount plus any unpaid interest accrued. Accordingly, the authorized representative should contact
Incapital LLC to determine the market price of the notes and should otherwise carefully consider whether
to sell the notes to Incapital LLC or another market participant rather than redeeming the notes at the
principal amount plus accrued interest pursuant to a request for redemption.
To be valid, the Survivor's Option must be exercised by or on behalf of the person who has:

·
authority to act on behalf of the deceased beneficial owner of the note, including, without limitation, the

personal representative or executor of the deceased beneficial owner or the surviving joint owner with
the deceased beneficial owner, under the laws of the applicable jurisdiction, and

·
the right to sell, transfer or otherwise dispose of an interest in a note and the right to receive the

proceeds from the note, as well as the principal and interest payable to the holder of the note.
The following will be deemed the death of a beneficial owner of a note, and the entire principal amount of the
note so held will be subject to redemption by us upon request (with the limitations described below):

PS-4
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Table of Contents
·
death of a person holding a beneficial ownership interest in a note as a joint tenant or tenant by the

entirety with another person, a tenant in common with the deceased holder's spouse or a tenant in
common with a person other than such deceased person's spouse;

·
death of a person who at the time of his or her death was a beneficiary of a revocable or irrevocable trust
that holds a beneficial ownership interest in a note may, in the discretion of the Trustee, be deemed the

death of a beneficial owner of that note, if such beneficial trust interest can be established to the
satisfaction of us and the Trustee; and

·
death of a person who, at the time of his or her death, was entitled to substantially all of the beneficial

ownership interests in a note regardless of whether that beneficial owner was the registered holder of
that note, if entitlement to those interests can be established to the satisfaction of us and the Trustee.
In addition, a beneficial ownership interest will be deemed to exist:

·
in typical cases of nominee ownership, ownership under the Uniform Transfers to Minors Act or Uniform

Gifts to Minors Act, community property or other joint ownership arrangements between a husband and
wife; and

·
in custodial and trust arrangements where one person has all of the beneficial ownership interests in the

applicable note at the time of his or her death.
We have the discretionary right to limit the aggregate principal amount of notes as to which exercises of the
Survivor's Option shall be accepted by us from authorized representatives:

·
of all deceased beneficial owners in any calendar year to an amount equal to 2% of the principal amount

of all outstanding notes offered of a tranche as of the end of the most recent calendar year (two percent
aggregate limitation); and

·
of any individual deceased beneficial owner of notes to $250,000 in any calendar year ($250,000

limitation).
In addition, we will not permit the exercise of the Survivor's Option except in principal amounts of $1,000 and
integral multiples of $1,000 in excess thereof.
We may, at our option and pursuant to the exercise of the Survivor's Option, redeem interests of any
deceased beneficial owner in the notes of a tranche in any calendar year in excess of the $250,000 limitation. Any
optional redemption by us of this kind, to the extent it exceeds the $250,000 limitation for any deceased beneficial
owner, will not be included in the computation of the two percent aggregate limitation for redemption of the notes
of a tranche for that or any other calendar year.
We may also, at our option and pursuant to the exercise of the Survivor's Option, redeem interests of
deceased beneficial owners in the notes of a tranche in any calendar year in an aggregate principal amount
exceeding the two percent aggregate limitation. Any optional redemption by us of this kind, to the extent it
exceeds the two percent aggregate limitation, will not be considered in calculating the two percent aggregate
limitation for any other calendar year.
Furthermore, any optional redemption with respect to a deceased beneficial owner's interest in the notes is
inapplicable with respect to any other deceased beneficial owner's interest in the notes. In other words, we may
waive any applicable limitations with respect to a deceased beneficial owner but not make the same or similar
waivers with respect to other deceased beneficial owners.
Each election to exercise the Survivor's Option will be accepted in the order that elections are received by the
Trustee, except for any note the acceptance of which would contravene either the two percent aggregate
limitation or the $250,000 limitation. Upon any determination by us to redeem notes in excess of the $250,000
limitation or the two percent aggregate limitation, notes will be redeemed in the order of receipt of redemption
requests by the Trustee. Each tendered note that is not accepted in any calendar year due to the application of
either the two percent aggregate limitation or the $250,000 limitation will be deemed to be tendered in the
following calendar year in the order in which all such notes were originally tendered.

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PS-5
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Table of Contents
Notes accepted for repayment through the exercise of the Survivor's Option will be redeemed on the earlier
of the June 15 or
th
December 15 inter
th
est payment date that occurs 60 or more calendar days after the date of
the acceptance. For example, if the acceptance date of a note tendered through a valid exercise of the Survivor's
Option is December 1, 2014, and interest on that note is paid monthly on the 15th of every month, we would
normally, at our option, repay that note on the interest payment date occurring on June 15, 2015, because the
December 15, 2014 interest payment date would occur less than 60 days from the date of acceptance. Any
redemption request may be withdrawn by the person(s) presenting the request upon delivery of a written request
for withdrawal given by the participant on behalf of the person(s) to the Trustee not less than 30 days before the
redemption date. If a note tendered through a valid exercise of the Survivor's Option is not accepted, the Trustee
will deliver a notice by first-class mail to the participant through whom the note was tendered that states the
reason that note has not been accepted for redemption.
With respect to notes represented by a master global note (such as these notes), DTC or its nominee is the
depositary and is treated as the holder of the notes and the institution that has an account with the depositary of
the notes is referred to as the "participant".
To obtain redemption pursuant to exercise of the Survivor's Option for a note, the deceased beneficial
owner's authorized representative must provide the following items to the participant in DTC through which the
beneficial interest in the note is held by the deceased beneficial owner:

·
a written request for redemption signed by the authorized representative of the deceased beneficial
owner with the signature guaranteed by a member firm of a registered national securities exchange or of

the Financial Institution Regulatory Authority, Inc. (FINRA) or a commercial bank or trust company
having an office or correspondent in the United States and a written instruction to notify the Trustee of
the authorized representative's desire to obtain redemption pursuant to exercise of the Survivor's Option;

·
appropriate evidence satisfactory to us and the Trustee:

(a) that the deceased was the beneficial owner of the note at the time of death and his or her interest in the

note was owned by the deceased beneficial owner or his or her estate for at least six months prior to the
request for redemption,

(b) that the death of the beneficial owner has occurred,

(c) of the date of death of the beneficial owner, and

(d) that the representative has authority to act on behalf of the beneficial owner;

·
if applicable, a properly executed assignment or endorsement;

·
tax waivers and any other instruments or documents that we or the Trustee reasonably require in order

to establish the validity of the beneficial ownership of the note and the claimant's entitlement to payment;

·
any additional information we or the Trustee reasonably require to evidence satisfaction of any

conditions to the exercise of the Survivor's Option or to document beneficial ownership or authority to
make the election and to cause the redemption of the note; and

·
if the interest in the note is held by a nominee of the deceased beneficial owner, a certificate satisfactory

to us and the Trustee from the nominee attesting to the deceased's beneficial ownership of such note.
After the representative provides the information to the participant, the participant will then deliver each of
these items to the Trustee, and to Goldman, Sachs & Co. in its capacity as administrator of the Survivor's Option
on our behalf, together with evidence satisfactory to us and the Trustee from the participant stating that it
represents the deceased beneficial owner. The participant will then need to deliver to the Trustee a request for
redemption substantially in the form attached as Appendix A to this pricing supplement.
All questions regarding the eligibility or validity of any exercise of the Survivor's Option will be determined by
us, in our sole discretion, which determination will be final and binding on all parties.

PS-6
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Table of Contents
Subject to arrangements with the depositary, payment for interests in the notes to be redeemed will be made to
the depositary in the aggregate principal amount specified in the redemption requests submitted to the Trustee by
the depositary that are to be fulfilled in connection with the payment upon presentation of the notes to the Trustee
for redemption.
Additional redemption request forms for the exercise of the Survivor's Option may be obtained from the
Trustee at The Bank of New York Mellon at 2001 Bryan Street, 9th Floor, Dallas, TX 75201, Attention: Survivor
Options Processing, telephone: (800) 254-2826, fax: (241) 468-6405.
During any time in which the notes are not represented by a master global note and are issued in definitive
form:

·
all references in this section of the pricing supplement to participants and the depositary, including the

depositary's governing rules, regulations and procedures, will be deemed inapplicable;

·
all determinations that the participants are required to make as described in this section will be made by
us, including, without limitation, determining whether the applicable decedent is in fact the beneficial

owner of the interest in the notes to be redeemed or is in fact deceased and whether the representative
is duly authorized to request redemption on behalf of the applicable beneficial owner; and

·
all redemption requests, to be effective, must:

·
be delivered by the representative to the Trustee, with a copy to us;

·
if required by the Trustee and us, be in the form of the attached redemption request with
appropriate changes mutually agreed to by the Trustee and us to reflect the fact that the

redemption request is being executed by a representative, including provision for signature
guarantees; and

·
be accompanied by the note that is the subject of the redemption request or, if applicable, a
properly executed assignment or endorsement, in addition to all documents that are otherwise

required to accompany a redemption request. If the record holder of the note is a nominee of the
deceased beneficial owner, a certificate or letter from the nominee attesting to the deceased's
ownership of a beneficial interest in the note must also be delivered.
Additional Disclosure About Our Relationship with the Trustee
The Bank of New York Mellon is initially serving as trustee for the indenture under which the notes are being
issued. Affiliates of the trustee have underwritten our securities from time to time in the past and may underwrite
our securities from time to time in the future. The trustee may have to resign if a default occurs with respect to the
notes within one year after any offering of our securities underwritten by an affiliate of the trustee, such as BNY
Mellon Capital Markets, LLC, since the trustee would likely be considered to have a conflicting interest for
purposes of the Trust Indenture Act of 1939. In that event, except in very limited circumstances, the trustee would
be required to resign as trustee under the indenture under which the notes are being issued and we would be
required to appoint a successor trustee, unless the default is cured or waived within 90 days. In addition, the
trustee can resign for any reason with 60 days notice, and we would be required to appoint a successor trustee. If
the trustee resigns following a default or for any other reason, it may be difficult to identify and appoint a qualified
successor trustee. The trustee will remain the trustee under the indenture until a successor is appointed. During
the period of time until a successor is appointed, the trustee will have both (a) duties to noteholders under the
indenture and (b) a conflicting interest under the indenture for purposes of the Trust Indenture Act. In the
accompanying prospectus dated September 19, 2011 under "Our Relationship with the Trustee," we describe
certain other circumstances in which the trustee may have to resign due to a conflict of interest.
United States Federal Income Tax Consequences
Please see the discussion under "United States Taxation" in the accompanying prospectus supplement and
the accompanying prospectus. Final regulations released by the U.S. Department of the Treasury on January 17,
2013 state that Foreign Account Tax Compliance Act (FATCA) withholding (as described in "United States
Taxation -- Taxation of Debt Securities -- Foreign Account Tax Compliance"

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