Bond Goldman Sachs 3% ( US38143CBC47 ) in USD

Goldman Sachs

100 % ▼

United States

US38143CBC47 ( in USD )

3% per year ( payment 2 times a year)

15/02/2022 - Bond has expired

Prospectus brochure of the bond Goldman Sachs US38143CBC47 in USD 3%, expired

1 000 USD

3 579 000 USD

38143CBC4

Goldman Sachs is a leading global investment banking, securities, and investment management firm that provides a wide range of financial services to corporations, governments, and high-net-worth individuals.

The Bond issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CBC47, pays a coupon of 3% per year.
The coupons are paid 2 times per year and the Bond maturity is 15/02/2022

The Bond issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CBC47, was rated NR by Moody's credit rating agency.

The Bond issued by Goldman Sachs ( United States ) , in USD, with the ISIN code US38143CBC47, was rated NR by Standard & Poor's ( S&P ) credit rating agency.

Pricing Supplement Nos. 1957, 1973, 1974 and 1975 dated February 11, 2013
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424B2 1 d486063d424b2.htm PRICING SUPPLEMENT NOS. 1957, 1973, 1974 AND 1975 DATED FEBRUARY 11, 2013
Table of Contents
Filed Pursuant to Rule 424(b)(2)
Registration Statement No. 333-176914
Pricing Supplement to the Prospectus dated September 19, 2011 and
the Prospectus Supplement dated September 19, 2011 -- Nos. 1957, 1973, 1974 and 1975

Fixed Rate Notes
Medium-Term Notes, Series D
$25,335,000

We wil pay you interest on each tranche of notes on a monthly basis on the 15th of each month. The first such payment wil be made on March 15, 2013.
The interest rate per annum and stated maturity date are set forth in the table below.
If requested, we wil redeem the notes prior to their stated maturity date upon the death of a beneficial owner who has owned the notes for at least six
months. We cal this feature the survivor's option. The survivor's option is subject to a limit of $250,000 on the permitted principal amount exercisable by the
estate of the deceased beneficial owner in any calendar year and to a limit of two percent of the principal amount of all outstanding notes of a tranche offered by
this pricing supplement in any calendar year. We may waive those limits in our discretion. Any notes accepted for repayment through the exercise of the survivor's
option wil be repaid on the earlier of the June 15 o
th
r December 15th interest payment date that occurs 60 or more calendar days after the date of acceptance.
A valid redemption request requires the representative of the deceased beneficial owner to provide the information described on pages PS-5 and PS-6 to
the Trustee, together with a properly completed redemption request in the form of Appendix A to this pricing supplement. See "Additional Information About the
Notes Survivor's Option to Request Repayment" on page PS-4 for more information.

Proceeds, before

Initial Price to Public

Underwriting Discount

expenses, to Issuer
Title of Note:

Per Note

Total

Per Note
Total

Per Note

Total
2.25% Notes due 2019

100.00%
$4,807,000
1.700%
$81,719.00
98.300%
$4,725,281.00
3.00% Notes due 2022

100.00%
$3,579,000
2.050%
$73,369.50
97.950%
$3,505,630.50
3.75% Notes due 2027

100.00%
$1,893,000
2.775%
$52,530.75
97.225%
$1,840,469.25
4.30% Notes due 2038

100.00%
$15,056,000
3.875%
$583,420.00
96.125%
$14,472,580.00
The initial price to public set forth above does not include accrued interest, if any. Interest on the notes wil accrue from the Original Issue Date and must be
paid by the purchaser if the notes are delivered after the Original Issue Date.
In addition to offers and sales at the initial price to public, the notes may be offered and sold from time to time by the underwriters in one or more
transactions at market prices prevailing at the time of sale, at prices related to market prices or at negotiated prices.
Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of these securities or passed
upon the accuracy or adequacy of this pricing supplement, the accompanying prospectus supplement or the accompanying prospectus. Any
representation to the contrary is a criminal offense. The notes are not bank deposits and are not insured by the Federal Deposit Insurance
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Corporation or any other governmental agency, nor are they obligations of, or guaranteed by, a bank.
Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and the accompanying prospectus in the initial sale of the
notes. In addition, Goldman, Sachs & Co. or any other affiliate of Goldman Sachs may use this pricing supplement, the accompanying prospectus supplement and
the accompanying prospectus in a market-making transaction in the notes after their initial sale. Unless Goldman Sachs or its agent informs the purchaser
otherwise in the confirmation of sale, this pricing supplement, the accompanying prospectus supplement and the accompanying prospectus are
being used in a market-making transaction.

Pricing Supplement dated February 11, 2013.
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Table of Contents
SPECIFIC TERMS OF THE NOTES

Please note that in this section entitled "Specific Terms of the Notes", references to "The Goldman Sachs Group, Inc.", "we", "our" and "us" mean only The
Goldman Sachs Group, Inc. and do not include its consolidated subsidiaries. Also, in this section, references to "holders" mean The Depository Trust Company
(DTC) or its nominee and not indirect owners who own beneficial interests in notes through participants in DTC. Please review the special considerations that
apply to indirect owners in the accompanying prospectus, under "Legal Ownership and Book-Entry Issuance".
This pricing supplement nos. 1957, 1973, 1974 and 1975, dated February 11, 2013 (pricing supplement) and the accompanying prospectus dated
September 19, 2011 (accompanying prospectus), relating to the notes, should be read together. Because the notes are part of a series of our debt securities
called Medium-Term Notes, Series D, this pricing supplement and the accompanying prospectus should also be read with the accompanying prospectus
supplement dated September 19, 2011 (accompanying prospectus supplement). Terms used but not defined in this pricing supplement have the meanings
given them in the accompanying prospectus or accompanying prospectus supplement, unless the context requires otherwise.
Each tranche of notes is a separate tranche of our debt securities under our Medium-Term Notes, Series D program governed by our Senior Debt
Indenture, dated as of July 16, 2008 (2008 Indenture), between us and The Bank of New York Mel on, as trustee (Trustee). This pricing supplement summarizes
specific terms that wil apply to your notes. The terms of the notes described here supplement those described in the accompanying prospectus supplement and
accompanying prospectus and, if the terms described here are inconsistent with those described there, the terms described here are control ing.
Terms of the Fixed Rate Notes
Issuer: The Goldman Sachs Group, Inc.
Specified currency: U.S. dol ars ("$")
Type of Notes: Fixed rate notes (notes)
Interest Rate: As set forth in the table below
Maturity Date: As set forth in the table below

Title of Note:
Interest Rate
Maturity Date
Principal Amount MTND Number
CUSIP
2.25% Notes due 2019

2.25% February 15, 2019 $ 4,807,000
1957
38143CBB6
3.00% Notes due 2022

3.00% February 15, 2022 $ 3,579,000
1973
38143CBC4
3.75% Notes due 2027

3.75% February 15, 2027 $ 1,893,000
1974
38143CBD2
4.30% Notes due 2038

4.30% February 15, 2038 $ 15,056,000
1975
38143CBE0
Denominations: $1,000 and integral multiples of $1,000
Trade date: February 11, 2013 in respect of al notes
Original issue date: February 14, 2013 in respect of all notes
Original issue discount (OID): not applicable
Interest payment dates: the 15th of each month, commencing on March 15, 2013 subject to adjustment under the applicable business day convention specified
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below
Regular record dates: for interest due on an interest payment date, the day immediately prior to the day on which payment is to be made (as such payment
date may be adjusted under the applicable business day convention specified below)
Day count convention: 30/360 (ISDA)
Business day: New York
Business day convention: fol owing unadjusted

PS-2
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Redemption at option of issuer before stated maturity: not applicable
Survivor's option to request repayment: the notes are subject to repayment prior to the stated maturity upon the death of a beneficial owner who owned the
notes for at least six months, if requested, subject to certain limitations, as described under "Additional Information About the Notes Survivor's Option to
Request Repayment"
Listing: None
ERISA: as described under "Employee Retirement Income Security Act" on page 138 of the accompanying prospectus
Form of notes: Your notes wil be issued in book-entry form and represented by a master global note.
You should read the section "Legal Ownership and Book-Entry Issuance" in the accompanying prospectus for more information about notes issued in book-entry
form
Defeasance applies as follows:

·
ful defeasance -- i.e. , our right to be relieved of al our obligations on the note by placing funds in trust for the holder: yes

·
covenant defeasance -- i.e. , our right to be relieved of specified provisions of the note by placing funds in trust for the holder: yes
FDIC: The notes are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency, nor are they
obligations of, or guaranteed by, a bank.

PS-3
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ADDITIONAL INFORMATION ABOUT THE NOTES
Book-Entry System
We wil issue each tranche of notes as a master global note registered in the name of DTC, or its nominee. The sale of the notes wil settle in immediately
available funds through DTC. You wil not be permitted to withdraw the notes from DTC except in the limited situations described in the accompanying prospectus
under "Legal Ownership and Book-Entry Issuance -- What Is a Global Security? -- Holder's Option to Obtain a Non-Global Security; Special Situations When a
Global Security Wil Be Terminated". Investors may hold interests in a master global note through organizations that participate, directly or indirectly, in the DTC
system.
In addition to this pricing supplement, the fol owing provisions are hereby incorporated into the global master note: the description of the 30/360 (ISDA) day
count convention appearing under "Description of Notes We May Offer Interest Rates Fixed Rate Notes" in the accompanying prospectus supplement, the
description of New York business day appearing under "Description of Debt Securities We May Offer Payment Mechanics for Debt Securities Business Days"
in the accompanying prospectus, the description of the fol owing unadjusted business day convention appearing under "Description of Debt Securities We May
Offer Payment Mechanics for Debt Securities Business Day Conventions" in the accompanying prospectus and the section "Description of Debt Securities We
May Offer Defeasance and Covenant Defeasance" in the accompanying prospectus.
Survivor's Option to Request Repayment
Fol owing the death of the beneficial owner of a note, so long as that note was owned by that beneficial owner or the estate of that beneficial owner for at
least six months prior to the request, if requested by the authorized representative of the beneficial owner of that note (subject to the limitations described below),
we agree to redeem any notes prior to the stated maturity unless the notes:

·
have been previously redeemed or otherwise repaid, or

·
have been declared due and payable before their stated maturity by reason of an event of default under the 2008 Indenture, as more ful y described

in the accompanying prospectus under "Description of Debt Securities We May Offer -- Default, Remedies and Waiver of Default".
Upon the valid exercise of the option to request repayment described in the preceding paragraph (Survivor's Option) and the proper tender of that note for
repayment (subject to the limitations described below), we wil redeem that note, in whole or in part (but in amounts of not less than $1,000), at a price equal to
100% of the principal amount of the note plus any unpaid interest accrued to (but excluding) the date of repayment.
Incapital LLC has advised that it intends to make a market in the notes. Depending on market conditions, including changes in interest rates, and our
creditworthiness, the value of the notes may be greater than their principal amount plus any unpaid interest accrued. Accordingly, the authorized
representative should contact Incapital LLC to determine the market price of the notes and should otherwise carefully consider whether to sell the
notes to Incapital LLC or another market participant rather than redeeming the notes at the principal amount plus accrued interest pursuant to a
request for redemption.
To be valid, the Survivor's Option must be exercised by or on behalf of the person who has:

·
authority to act on behalf of the deceased beneficial owner of the note, including, without limitation, the personal representative or executor of the

deceased beneficial owner or the surviving joint owner with the deceased beneficial owner, under the laws of the applicable jurisdiction, and

·
the right to sel , transfer or otherwise dispose of an interest in a note and the right to receive the proceeds from the note, as wel as the principal and
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interest payable to the holder of the note.
The fol owing wil be deemed the death of a beneficial owner of a note, and the entire principal amount of the note so held wil be subject to redemption by
us upon request (with the limitations described below):

PS-4
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Table of Contents
·
death of a person holding a beneficial ownership interest in a note as a joint tenant or tenant by the entirety with another person, a tenant in common

with the deceased holder's spouse or a tenant in common with a person other than such deceased person's spouse;

·
death of a person who at the time of his or her death was a beneficiary of a revocable or irrevocable trust that holds a beneficial ownership interest

in a note may, in the discretion of the Trustee, be deemed the death of a beneficial owner of that note, if such beneficial trust interest can be
established to the satisfaction of us and the Trustee; and

·
death of a person who, at the time of his or her death, was entitled to substantial y all of the beneficial ownership interests in a note regardless of

whether that beneficial owner was the registered holder of that note, if entitlement to those interests can be established to the satisfaction of us and
the Trustee.
In addition, a beneficial ownership interest wil be deemed to exist:

·
in typical cases of nominee ownership, ownership under the Uniform Transfers to Minors Act or Uniform Gifts to Minors Act, community property or

other joint ownership arrangements between a husband and wife; and

·
in custodial and trust arrangements where one person has all of the beneficial ownership interests in the applicable note at the time of his or her

death.
We have the discretionary right to limit the aggregate principal amount of notes as to which exercises of the Survivor's Option shall be accepted by us from
authorized representatives:

·
of all deceased beneficial owners in any calendar year to an amount equal to 2% of the principal amount of al outstanding notes offered of a tranche

as of the end of the most recent calendar year (two percent aggregate limitation); and

·
of any individual deceased beneficial owner of notes to $250,000 in any calendar year ($250,000 limitation).
In addition, we wil not permit the exercise of the Survivor's Option except in principal amounts of $1,000 and integral multiples of $1,000 in excess thereof.
We may, at our option and pursuant to the exercise of the Survivor's Option, redeem interests of any deceased beneficial owner in the notes of a tranche in
any calendar year in excess of the $250,000 limitation. Any optional redemption by us of this kind, to the extent it exceeds the $250,000 limitation for any
deceased beneficial owner, wil not be included in the computation of the two percent aggregate limitation for redemption of the notes of a tranche for that or any
other calendar year.
We may also, at our option and pursuant to the exercise of the Survivor's Option, redeem interests of deceased beneficial owners in the notes of a tranche
in any calendar year in an aggregate principal amount exceeding the two percent aggregate limitation. Any optional redemption by us of this kind, to the extent it
exceeds the two percent aggregate limitation, wil not be considered in calculating the two percent aggregate limitation for any other calendar year.
Furthermore, any optional redemption with respect to a deceased beneficial owner's interest in the notes is inapplicable with respect to any other deceased
beneficial owner's interest in the notes. In other words, we may waive any applicable limitations with respect to a deceased beneficial owner but not make the
same or similar waivers with respect to other deceased beneficial owners.
Each election to exercise the Survivor's Option wil be accepted in the order that elections are received by the Trustee, except for any note the acceptance
of which would contravene either the two percent aggregate limitation or the $250,000 limitation. Upon any determination by us to redeem notes in excess of the
$250,000 limitation or the two percent aggregate limitation, notes wil be redeemed in the order of receipt of redemption requests by the Trustee. Each tendered
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note that is not accepted in any calendar year due to the application of either the two percent aggregate limitation or the $250,000 limitation wil be deemed to be
tendered in the fol owing calendar year in the order in which al such notes were original y tendered.

PS-5
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Notes accepted for repayment through the exercise of the Survivor's Option wil be redeemed on the earlier of the June 15 or
th
December 15th interest
payment date that occurs 60 or more calendar days after the date of the acceptance. For example, if the acceptance date of a note tendered through a valid
exercise of the Survivor's Option is December 1, 2014, and interest on that note is paid monthly on the 15th of every month, we would normally, at our option,
repay that note on the interest payment date occurring on June 15, 2015, because the December 15, 2014 interest payment date would occur less than 60 days
from the date of acceptance. Any redemption request may be withdrawn by the person(s) presenting the request upon delivery of a written request for withdrawal
given by the participant on behalf of the person(s) to the Trustee not less than 30 days before the redemption date. If a note tendered through a valid exercise of
the Survivor's Option is not accepted, the Trustee wil deliver a notice by first-class mail to the participant through whom the note was tendered that states the
reason that note has not been accepted for redemption.
With respect to notes represented by a master global note (such as these notes), DTC or its nominee is the depositary and is treated as the holder of the
notes and the institution that has an account with the depositary of the notes is referred to as the "participant".
To obtain redemption pursuant to exercise of the Survivor's Option for a note, the deceased beneficial owner's authorized representative must provide the
fol owing items to the participant in DTC through which the beneficial interest in the note is held by the deceased beneficial owner:

·
a written request for redemption signed by the authorized representative of the deceased beneficial owner with the signature guaranteed by a
member firm of a registered national securities exchange or of the Financial Institution Regulatory Authority, Inc. (FINRA) or a commercial bank or

trust company having an office or correspondent in the United States and a written instruction to notify the Trustee of the authorized representative's
desire to obtain redemption pursuant to exercise of the Survivor's Option;

·
appropriate evidence satisfactory to us and the Trustee:

(a)
that the deceased was the beneficial owner of the note at the time of death and his or her interest in the note was owned by the deceased

beneficial owner or his or her estate for at least six months prior to the request for redemption,

(b)
that the death of the beneficial owner has occurred,

(c)
of the date of death of the beneficial owner, and

(d)
that the representative has authority to act on behalf of the beneficial owner;

·
if applicable, a properly executed assignment or endorsement;

·
tax waivers and any other instruments or documents that we or the Trustee reasonably require in order to establish the validity of the beneficial

ownership of the note and the claimant's entitlement to payment;

·
any additional information we or the Trustee reasonably require to evidence satisfaction of any conditions to the exercise of the Survivor's Option or

to document beneficial ownership or authority to make the election and to cause the redemption of the note; and

·
if the interest in the note is held by a nominee of the deceased beneficial owner, a certificate satisfactory to us and the Trustee from the nominee

attesting to the deceased's beneficial ownership of such note.
After the representative provides the information to the participant, the participant wil then deliver each of these items to the Trustee, and to Goldman,
Sachs & Co. in its capacity as administrator of the Survivor's Option on our behalf, together with evidence satisfactory to us and the Trustee from the participant
stating that it represents the deceased beneficial owner. The participant wil then need to deliver to the Trustee a request for redemption substantial y in the form
attached as Appendix A to this pricing supplement.
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