Obbligazione Lloyds Bank 3.25% ( US53944XEC56 ) in USD

Lloyds Bank

100 USD ▲

Regno Unito

US53944XEC56 ( in USD )

3.25% per anno ( pagato 2 volte l'anno)

18/04/2028

Prospetto opuscolo dell'obbligazione Lloyds Bank US53944XEC56 en USD 3.25%, scadenza 18/04/2028

1 000 USD

776 000 USD

53944XEC5

A+ ( Upper medium grade - Investment-grade )

A1 ( Upper medium grade - Investment-grade )

18/10/2025 ( In 173 giorni )

Lloyds Banking Group è una delle maggiori istituzioni finanziarie del Regno Unito, offrendo una vasta gamma di servizi bancari al dettaglio e commerciali.

The Obbligazione issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53944XEC56, pays a coupon of 3.25% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 18/04/2028

The Obbligazione issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53944XEC56, was rated A1 ( Upper medium grade - Investment-grade ) by Moody's credit rating agency.

The Obbligazione issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53944XEC56, was rated A+ ( Upper medium grade - Investment-grade ) by Standard & Poor's ( S&P ) credit rating agency.

http://www.sec.gov/Archives/edgar/data/1160106/000095010313002382...
424B5 1 dp37597_424b5-ps99.htm FORM 424B5

CALCULATION OF REGISTRATION FEE
Maximum Aggregate
Amount of Registration
Title of Each Class of Securities Offered
Offering Price

Fee(1)
Debt Securities
$776,000.00
$105.85
Guarantee of Debt Securities

(2)
Total
$776,000.00
$105.85

(1)
Calculated in accordance with Rule 457(r)
(2)
Pursuant to Rule 457(n), no separate fee is payable with respect to the guarantee

Pricing Supplement No. 99
Filed Pursuant to Rule 424(b)(5)
(To Prospectus Supplement dated November 25, 2011
Registration Nos. 333-167844 and 333-167844-01
and Prospectus dated December 22, 2010)
April 15, 2013

First
First
Aggregate
Selling
Interest
Day
Business
Interest
Interest
CUSIP/
Principal
Price to
Agent's
Net
Interest Interest
Payment
Count
Day
Maturity Payment Payment Survivor's
ISIN
Amount
Public(1)
Commission(2)
Proceeds
Type
Rate
Frequency
Fraction Convention
Date
Date
Amount
Option
Ranking
53944XEC5/
$776,000.00
Per
$1,000.00
$17.50
$982.50
Fixed
3.25%
Semi-annualy 30/360
Following,
4/18/28
10/18/13
$16.25
Yes
Senior
US53944XEC56
Note:
per
unadjusted,
(per
Unsecured
annum
New York
$1,000
Total: $776,000.00
$13,580.00
$762,420.00
and London
Note)

Redemption Information: Non-Callable
Selling Agent: Barclays Capital Inc.
(1) The proceeds you might expect to receive if you were able to resel the Notes on the Issue Date are expected to be less than the issue price. This is because the issue price includes the seling agent's commission set
forth above and also reflects certain hedging costs associated with the Notes. For additional information, see "Risk Factors -- The issue price of the notes has certain built-in costs, including the selling agent's commission
and our cost of hedging, both of which are expected to be reflected in secondary market prices" on page S-3 of the accompanying prospectus supplement. The issue price also does not include fees that you may be
charged if you buy the Notes through your registered investment advisers for managed fee-based accounts.

(2) The Seling Agent may retain al or a portion of this commission or use al or a portion of this commission to pay seling concessions or fees to other dealers. See "Supplemental Plan of Distribution" on page S-26 of the
accompanying prospectus supplement.

Offering
Dates:
April 2, 2013 through April 15, 2013
Notes:
Retail Notes, Series B
Trade Date:
April 15, 2013
Issuer:
Lloyds TSB Bank plc ("Lloyds Bank")
Issue Date:
April 18, 2013
Guarantor:
Lloyds Banking Group plc ("LBG")

Minimum Denomination/Increments: $1,000/$1,000
Settlement and Clearance: DTC; Book-Entry
Listing: The Notes wil not be listed or displayed on any securities exchange or quotation system.

Lloyds TSB Bank plc
Survivor's Option Payment Date: Subject to limitations, each February 15 and August 15 of each calendar year. See "Risk Factors -- Any Survivor's Option may be limited

in amount, and any repayments made with respect to the exercise of a Survivor's Option wil not be made immediately" and "Description of the Survivor's Option" starting on
fully and unconditionally
page S-6 and page S-17, respectively, in the accompanying prospectus supplement.
guaranteed by

Interest Payment Dates: Interest on the Notes wil be paid semi-annualy in arrears on the 18th day of each April and October (each an "Interest Payment Date") beginning
Lloyds Banking Group plc
on (and including) October 18, 2013 and ending on the Maturity Date or the Survivor's Option Payment Date, if applicable. For additional information see "Description of the

Notes and the Guarantees -- Payment of Principal, Interest and Other Amounts Due" starting on page S-10 in the accompanying prospectus supplement.
Retail Notes, Series B

If an Interest Payment Date, the Maturity Date or the Survivor's Option Payment Date, if applicable, for any Note is not a business day (as defined in the accompanying
prospectus supplement), principal, premium, if any, and interest for that Note wil be paid on the next business day, and no additional interest wil accrue in respect of such
payments made on the next business day.

In the opinion of Davis Polk & Wardwel LLP, when the notes offered by this pricing supplement have been executed and issued by the Issuer and the Guarantor and
authenticated by the trustee pursuant to the Indenture, and delivered against payment as contemplated herein, such notes wil constitute valid and binding obligations of the
Issuer, and the related guarantee wil constitute a valid and binding obligation of the Guarantor, in each case enforceable in accordance with their terms, subject to applicable
bankruptcy, insolvency and similar laws affecting creditors' rights generaly, concepts of reasonableness and equitable principles of general applicability. This opinion is given as
of the date hereof and is limited to the laws of the State of New York. Insofar as this opinion involves matters governed by Scots law, Davis Polk & Wardwel LLP has relied,
without independent inquiry or investigation, on the opinion of Dundas & Wilson CS LLP, dated April 9, 2013 and filed by the Guarantor as an exhibit to a Report on Form 6-K
on April 9, 2013. Insofar as this opinion involves matters governed by English law, Davis Polk & Wardwell LLP has relied, without independent inquiry or investigation, on the
opinion of Linklaters LLP, dated April 9, 2013 and filed by the Guarantor as an exhibit to a Report on Form 6-K on April 9, 2013. The opinion of Davis Polk & Wardwel
LLP is subject to the same assumptions, qualifications and limitations with respect to such matters as are contained in the opinions of Dundas & Wilson CS LLP and Linklaters
LLP. In addition, the opinion of Davis Polk & Wardwel LLP is subject to customary assumptions about the establishment of the terms of the notes, the trustee's authorization,
execution and delivery of the Indenture and its authentication of the notes, and the validity, binding nature and enforceability of the Indenture with respect to the trustee, all as
stated in the opinion of Davis Polk & Wardwel LLP dated April 9, 2013, which was filed by the Guarantor as an exhibit to a Report on Form 6-K on April 9, 2013.

Any payments due on the Notes, including any repayment of principal, will be subject to the creditworthiness of Lloyds Bank, as the Issuer, and LBG, as the
Guarantor of the Issuer's obligations under the Notes.

LBG and Lloyds Bank have filed a registration statement with the SEC for the offering to which this pricing supplement relates. Before you invest, you should read this pricing
supplement together with the prospectus dated December 22, 2010 (the "prospectus") in that registration statement and other documents, including the more detailed
information contained in the prospectus supplement dated November 25, 2011 (the "prospectus supplement"), that LBG and Lloyds Bank have filed with the SEC for more
complete information about LBG and Lloyds Bank and this offering. You may access these documents on the SEC website at.www.sec.gov. LBG's Central Index Key, or
CIK, on the SEC website is 1160106 and Lloyds Bank's CIK on the SEC website is 1167831. The prospectus supplement and the prospectus may be accessed as folows
(or if such address has changed, by reviewing LBG's and Lloyds Bank's filings for the relevant date on the SEC website):
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http://www.sec.gov/Archives/edgar/data/1160106/000095010313002382...

· prospectus supplement dated November 25, 2011 and prospectus dated December 22, 2010
http://www.sec.gov/Archives/edgar/data/1160106/000095010311004966/dp27400_424b3.htm

Investing in the Notes involves significant risks. See "Risk Factors" beginning on page S-3 of the accompanying prospectus supplement.
The Notes are not bank deposits and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency.
None of the Securities and Exchange Commission, any state securities commission and any other regulatory body has approved or disapproved of these Notes
or passed upon the adequacy or accuracy of this pricing supplement, the accompanying prospectus supplement or the accompanying prospectus. Any
representation to the contrary is a criminal offense.
_____________________________
April 15, 2013

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