Obbligazione CityCorp Inc 0% ( US172967ET43 ) in USD

CityCorp Inc

100 USD ⇌

Stati Uniti

US172967ET43 ( in USD )

15/05/2018 - Obbligazione è scaduto

Prospetto opuscolo dell'obbligazione Citigroup Inc US172967ET43 in USD 0%, scaduta

172967ET4

Citigroup Inc. è una multinazionale statunitense operante nel settore dei servizi finanziari, offrendo una vasta gamma di prodotti e servizi bancari a clienti privati, aziende e istituzioni governative in tutto il mondo.

The Obbligazione issued by CityCorp Inc ( United States ) , in USD, with the ISIN code US172967ET43, pays a coupon of 0% per year.
The coupons are paid 2 times per year and the Obbligazione maturity is 15/05/2018

PROSPECTUS
$550,000,000
Floating Rate Notes due 2018
The notes will mature on May 15, 2018 and will bear interest at a floating rate equal to three-month LIBOR plus 1.70%. Interest
on the notes is payable quarterly on the 15th day of each February, May, August and November, commencing August 15, 2008. The
notes may not be redeemed prior to maturity unless changes involving United States taxation occur which could require Citigroup to
pay additional amounts as described under "Description of Notes."
The notes were offered globally for sale in the United States, Europe, Asia and elsewhere where it is lawful to make such
offers. The Luxembourg Commission de Surveillance du Secteur Financier (the "CSSF") is the competent authority in
Luxembourg for the purpose of Directive 2003/71/EC (the "Prospectus Directive") and the Luxembourg law on prospectuses for
securities of July 10, 2005, for the purpose of approving this prospectus to give information with regard to the notes. Application
has been made in order for the notes to be admitted to listing on the Official List and admitted to trading on the regulated market of
the Luxembourg Stock Exchange, which is an EU regulated market within the meaning of Directive 2004/39/EC (the "EU
regulated market of the Luxembourg Stock Exchange"), but Citigroup is not required to maintain this listing. See "Description of
Notes -- Listing". References in this prospectus to notes being listed (and all related references) shall mean that such notes have
been admitted to trading on the EU regulated market of the Luxembourg Stock Exchange and to the official list of the Luxembourg
Stock Exchange. This document constitutes a prospectus for the purposes of article 5 of the Prospectus Directive. This prospectus
as well as the documents incorporated by reference will be published on the website of the Luxembourg Stock Exchange
(www.bourse.lu).
See "Risk Factors" beginning on page 7 for certain information relevant to an investment in the notes.
Neither the Securities and Exchange Commission nor any state securities commission nor the Luxembourg Stock Exchange
has approved or disapproved of these notes or determined if this prospectus is truthful or complete. Any representation to the
contrary is a criminal offense.
Per Note
Total
Public Offering Price . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
100.000
$550,000,000
Underwriting Discount . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
0.375
$
2,062,500
Proceeds of Citigroup (before expenses) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
99.625
$547,937,500
Interest on the notes will accrue from May 13, 2008 to the date of delivery. Net proceeds to Citigroup (after expenses) will be
approximately $547,762,500.
The notes were delivered in book-entry form only through The Depository Trust Company, Clearstream or the Euroclear
System on May 13, 2008.
The notes are not deposits or savings accounts but are unsecured debt obligations of Citigroup and are not insured by the
Federal Deposit Insurance Corporation or any other governmental agency or instrumentality.
Citi
Deutsche Bank Securities
Goldman, Sachs & Co.
Lehman Brothers
Merrill Lynch & Co.
Banc of America Securities LLC
Barclays Capital
RBS Greenwich Capital
Ramirez & Co., Inc.
Siebert Capital Markets
UBS Investment Bank
May 28, 2008

TABLE OF CONTENTS
Page
Responsibility Statement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2
Notices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
Summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
7
Citigroup Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
9
Documents Incorporated by Reference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
10
Selected Historical Financial Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Ratio of Income to Fixed Charges and Ratio of Income to Combined Fixed Charges
Including Preferred Stock Dividends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Use of Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
12
Description of Notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
13
United States Tax Documentation Requirements for Non-United States Persons . . . . . . . . . . . . . . . . . . . . . .
23
United States Federal Income Tax Considerations for Non-United States Holders . . . . . . . . . . . . . . . . . . . .
24
Luxembourg Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
25
Underwriting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
26
Forward-Looking Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
28
Description of Debt Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
28
Description of Capital Stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
35
Book-Entry Procedures and Settlement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
37
Directors and Executive Officers of Citigroup Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
38
Legal Opinions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
39
General Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
39
You should rely only on the information contained or incorporated by reference in this prospectus. Citigroup
has not authorized any other person to provide you with different information. If anyone provides you with
different or inconsistent information, you should not rely on it. Citigroup is not making an offer to sell the notes
in any jurisdiction where their offer and sale is not permitted. You should assume that the information appearing
in this prospectus, as well as information incorporated by reference, is accurate only as of the date of the
applicable document.
RESPONSIBILITY STATEMENT
Citigroup accepts responsibility for the information contained in this prospectus and, to the best of its
knowledge and belief (which Citigroup has taken all reasonable care to ensure that such is the case) the
information in this prospectus is in accordance with the facts and contains no omissions likely to affect its
import.
2

NOTICES
The distribution or possession of this prospectus in or from certain jurisdictions may be restricted by law.
Persons into whose possession this prospectus come are required by Citigroup and the underwriters to inform
themselves about, and to observe any such restrictions, and neither Citigroup nor any of the underwriters accepts
any liability in relation thereto.
In connection with this issue, Citigroup Global Markets Inc. may as stabilizing manager (or persons acting
on behalf of the stabilizing manager) over-allot notes (provided that the aggregate principal amount of notes
allotted does not exceed 105% of the aggregate principal amount of the notes) or effect transactions with a view
to supporting the market price of the notes at a higher level than that which might otherwise prevail. However,
there is no obligation on the stabilizing manager (or persons acting on its behalf) to undertake stabilization
action. Any stabilization action may begin on or after the date on which adequate public disclosure of the final
terms of the notes is made and, if begun, may be discontinued at any time but must end no later than the earlier of
30 days after the issuance of the notes and 60 days after the allotment of the notes.
This prospectus is not an offer to sell these securities and are not soliciting an offer to buy these securities in
any jurisdiction where the offer or sale is not permitted or where the person making the offer or sale is not
qualified to do so or to any person to whom it is not permitted to make such offer or sale. See "Underwriting."
References in this prospectus to "dollars," "$" and "U.S. $" are to United States dollars.
3

SUMMARY
This summary must be read as an introduction to this prospectus. Any decision to invest in the notes should
be based on a consideration by an investor of this prospectus as a whole, including the documents incorporated
by reference herein. No civil liability attaches to the issuer in respect of this Summary, including any translation
thereof, unless it is misleading, inaccurate or inconsistent when read together with the other parts of this
prospectus. Where a claim relating to information contained in this Prospectus is brought before a court in an
EEA state, the plaintiff may, under the national legislation of the EEA State where the claim is brought, be
required to bear the costs of translating the prospectus before the legal proceedings are initiated.
The following summary does not purport to be complete and is qualified in its entirety by the remainder of
this prospectus.
Issuer:
Citigroup Inc., a diversified global financial services holding
company whose businesses provide a broad range of financial service
to consumer and corporate customers with some 200 million customer
accounts in over 100 countries.
Citigroup's activities are conducted through Global Consumer,
Markets & Banking, Global Wealth Management, and Alternative
Investments. Citigroup's principal subsidiaries are Citibank, N.A.,
Citigroup Global Markets Inc. and Grupo Financiero Banamex, S.A.
de C.V., each of which is a wholly owned subsidiary of Citigroup.
The principal office for Citigroup is located at 399 Park Avenue,
New York, New York 10043. Citigroup was incorporated in
Delaware in 1988 pursuant to the Delaware General Corporation Law
under certificate no. 2154254.
Global Consumer: delivers a wide array of banking, lending,
insurance and investment services through a network of local
branches, offices and electronic delivery systems, including ATMs,
Automated Lending Machines, the Internet, telephone and mail, and
the Primerica Financial Services sales force. The Global Consumer
businesses serve individual consumers as well as small businesses.
Global Consumer includes the credit card business (including
MasterCard, VISA, Diner's Club and private label credit and charge
cards), community-based consumer lending and retail banking.
Markets & Banking: provides corporations, governments, institutions
and investors in approximately 100 countries with a broad range of
financial products and services. Markets & Banking includes the
capital markets and banking business (which includes investment
banking, debt and equity trading, institutional brokerage, advisory
services, foreign exchange, structured products, derivatives and
lending) and the transaction services business (which provides cash
management, trade finance and custody and clearing services).
Global Wealth Management: is comprised of the Smith Barney
Private Client and Investment Research businesses and the Citigroup
Private Bank. Through its Smith Barney network of financial
consultants and Private Bank offices, Global Wealth Management is
4

one of the leading providers of wealth management services to high-
net-worth and affluent clients in the world. Smith Barney provides
investment advice, financial planning and brokerage services,
primarily in the U.S., and provides independent client-focused
research to individuals and institutions around the world. Private
Bank provides personalized wealth management services in
33 countries and territories.
Alternative Investments: manages capital on behalf of Citigroup, as
well as for third party institutional and high net-worth investors.
Products offered include investments in private equity, hedge funds,
managed futures, real estate, and structured products.
Aggregate amount of the issuance:
$550,000,000
Issue price to the public:
100.000%
Denominations:
$1,000 and integral multiples of $1,000 in excess thereof.
Issue date:
May 13, 2008.
Maturity date:
May 15, 2018
Interest basis:
Floating rate equal to three-month LIBOR plus 1.70%.
Yield:
4.385%, calculated based on the issue price on the issue date. Is not
an indication of future yield for any period.
Interest commencement date:
May 13, 2008.
Interest payment dates:
February 15, May 15, August 15 and November 15 in each year. The
first interest payment date is August 15, 2008. Following business
day convention.
Redemption basis:
Par.
Early redemption features:
Only upon the occurrence of changes in U.S. tax laws, as described
under "Description of Notes--Redemption for Tax Purposes".
Status of the notes:
Senior.
Governing law:
New York.
Form of notes:
Permanent Registered Global Note.
Indenture trustee:
The Bank of New York
Method of distribution:
Syndicated.
Listing and Admission to Trading:
Application has been made for the notes to be admitted to listing on
the Official List and admitted to trading on the regulated market of
the Luxembourg Stock Exchange.
5

ISIN:
US172967ET43
Common Code:
036399937
CUSIP Number:
172967 ET 4
Clearing Systems:
The Depository Trust Company, Euroclear and Clearstream Banking.
Risk Factors:
Set forth below is a summary of the risk factors that Citigroup
believes are the principal risks involved in an investment in the notes.
These are set out more fully under "Risk Factors" below.
Risks relating to Citigroup:
· The ability of Citigroup to fulfill its obligations under the notes is
dependent on the earnings of its subsidiaries.
· Under U.S. banking law, Citigroup may be required to apply its
available funds to support the financial position of its banking
subsidiaries, rather than to fulfill its obligations under the notes.
· A reduction of Citigroup's ratings may reduce the market value and
liquidity of the notes.
Risks relating to the Notes:
· Changes in exchange rates could reduce the market value of the
notes and the value of payments on the notes to an investor.
· Early repayment of notes may expose an investor to reinvestment
risk.
· Legal investment considerations may restrict investments by some
investors.
· Implementation of the EU Savings Directive may affect
withholding of tax on the notes.
· A secondary market for the notes may not develop or may not exist
throughout the term of the notes.
6

RISK FACTORS
Relating to Citigroup
The ability of Citigroup to fulfill its obligations under the notes is dependent on the earnings of its
subsidiaries.
Citigroup is a holding company that does not engage in any material amount of business activities that
generate revenues. Citigroup services its obligations primarily with dividends and advances from its subsidiaries.
Its subsidiaries that operate in the banking and securities businesses can only pay dividends if they are in
compliance with applicable regulatory requirements imposed on them by federal and state regulatory authorities.
Its subsidiaries may be subject to credit agreements that also may restrict their ability to pay dividends. If such
subsidiaries did not realize sufficient earnings to satisfy applicable regulatory requirements, or if such
requirements were changed to further restrict the ability of such subsidiaries to pay dividends to Citigroup,
Citigroup's ability to fulfill its obligations under the notes may be adversely affected.
Under U.S. banking law, Citigroup may be required to apply its available funds to support the financial
position of its banking subsidiaries, rather than to fulfill its obligations under the notes.
Under longstanding policy of The Board of Governors of the U.S. Federal Reserve System, a bank holding
company (such as Citigroup) is expected to act as a source of financial strength for its subsidiary banks and to
commit resources to support such banks. As a result of that policy, Citigroup may be required to commit
resources (in the form of investments or loans) to its subsidiary banks in amounts or at times that could adversely
affect its ability to also fulfill its obligations under the notes.
Reduction of Citigroup's ratings may reduce the market value and liquidity of the notes.
Each rating agency rating may reduce or withdraw its ratings of Citigroup at any time in the future if, in its
judgment, circumstances warrant a change. No rating agency is obligated to maintain its ratings at their current
levels. If a rating agency reduces or withdraws its rating of Citigroup, the liquidity and market value of the notes
are likely to be adversely affected. On the date of this prospectus, Citigroup has been assigned long-term
unsecured senior debt ratings of "AA" by Standard & Poors, "Aa3" by Moody's Investors Service and "AA-"
by Fitch.
Relating to the Notes
Changes in exchange rates could reduce the market value of the notes and the value of payments on the
notes to an investor.
An investment in notes denominated in a currency (the "specified currency") that is not the currency of the
investor's jurisdiction (the "investor's currency") entails risks that are not present in a similar investment in a
debt security denominated in the investor's currency. These risks include:
· The possibility of significant market changes in rates of exchange between the investor's currency and the
specified currency and
· The possibility of significant changes in rates of exchange between the investor's currency and the
specified currency resulting from official redenomination or revaluation of the specified currency or the
investor's currency.
These risks depend on factors over which Citigroup has no control and which may not be readily foreseeable,
such as economic events (both national and global), political events and the supply of, and demand for, the
relevant currencies.
7

The rates of exchange between currencies in which notes may be denominated have historically been
volatile, and this volatility may be expected in the future. Past fluctuations in particular rates of exchange are not
necessarily indicative of future fluctuations that may occur during the term of any note. Depreciation of the
specified currency for a particular note against the investor's currency would result in a reduction of the effective
yield of such note below its coupon rate and could result in a substantial loss to the investor at maturity in terms
of the investor's currency. See also "Foreign Exchange Risks Affecting Yen Notes".
Early repayment of notes may expose an investor to reinvestment risk.
As described under "Description of Notes--Redemption for Tax Purposes", Citigroup has the right to
redeem a series of notes prior to its maturity date in the event of certain changes in U.S. tax laws. In addition, the
terms and conditions for a particular series of notes may provide that Citigroup has the right to redeem a series of
notes prior to its maturity date at any time or on specified dates. In either event, upon an investor's receipt of the
redemption proceeds for his notes, the investor may not be able to reinvest those proceeds in an investment with
a comparable yield to the notes or in an investment of similar or better credit quality.
Legal investment considerations may restrict investments by some investors.
The investment activities of certain investors are subject to legal investment laws and regulations, or to
review or approval by governmental authorities. Each potential investor should consult its advisors to determine
whether and to what extent (a) a particular series of notes is a legal investment for it, (b) such series can be used
as collateral for borrowings, pledges or repurchase transactions and (c) any other consequences of a proposed
investment in notes. Institutions that are subject to risk-based capital or similar rules should consult their advisors
or regulators to determine the treatment of a particular series of notes under such rules.
Implementation of the EU Savings Directive may affect withholding of tax on notes.
Under the European Council Directive 2003/48/EC on the taxation of savings income, Member States of the
European Union are required to provide to the tax authorities of another Member State details of payments of
interest (or similar income) paid by a person within its jurisdiction to an individual resident in that other Member
State. However, for a transitional period, Belgium, Luxembourg and Austria are instead required (unless during
that period they elect otherwise) to operate a withholding system in relation to such payments (the ending of such
transitional period being dependent upon the conclusion of certain other agreements relating to information
exchange with certain other countries). A number of non-EU countries and territories have agreed to adopt
similar measures (some of which involve a withholding system).
If a payment were to be made or collected through a Member State which has opted for a withholding
system and an amount of or in respect of tax were to be withheld from that payment, none of Citigroup, any
paying agent or any other person would be obliged to pay additional amounts with respect to any note as a result
of the imposition of such withholding tax.
A secondary market for a series of notes may not develop or may not exist throughout the term of any
series of notes.
Series of notes will generally have no established trading market when issued and one may never develop. If
a market does develop, it may be of limited duration or it may not provide sufficient liquidity for investors to be
able to sell their notes easily or at prices that will provide them with a yield comparable to similar investments
that have a developed trading market.
8

CITIGROUP INC.
Citigroup Inc. is a diversified global financial services holding company whose businesses provide a broad
range of financial services to consumer and corporate customers with some 200 million customer accounts in
over 100 countries. Citigroup's objects and purposes are to "engage in any lawful act or activity for which
corporations may be organized under the General Corporation Law of Delaware", as stated in Article THIRD of
Citigroup's Restated Certificate of Incorporation. Citigroup's business is conducted through more than 2,000
subsidiaries and affiliates. Citigroup's activities are conducted through the Global Consumer Group, Markets &
Banking, Global Wealth Management, and Alternative Investments business segments. Citigroup's principal
subsidiaries are Citibank, N.A., Citigroup Global Markets Inc. and Grupo Financiero Banamex, S.A. de C.V.,
each of which is a wholly owned, indirect subsidiary of Citigroup. Citigroup was incorporated on March 8, 1988
under the General Corporation Law of the State of Delaware as a corporation with perpetual duration with
certificate number 2154254.
Citigroup is a holding company and services its obligations primarily with dividends and advances that it
receives from subsidiaries. Citigroup's subsidiaries that operate in the banking and securities business can only
pay dividends if they are in compliance with the applicable regulatory requirements imposed on them by federal
and state bank regulatory authorities and securities regulators. Citigroup's subsidiaries may be party to credit
agreements that also may restrict their ability to pay dividends. Citigroup currently believes that none of these
regulatory or contractual restrictions on the ability of its subsidiaries to pay dividends will affect Citigroup's
ability to service its own debt. Citigroup must also maintain the required capital levels of a bank holding
company before it may pay dividends on its stock. Each of Citigroup's major operating subsidiaries finances its
operations on a stand-alone basis consistent with its capitalization and ratings.
Under longstanding policy of The Board of Governors of the Federal Reserve System, a bank holding
company is expected to act as a source of financial strength for its subsidiary banks and to commit resources to
support such banks. As a result of that policy, Citigroup may be required to commit resources to its subsidiary
banks.
Citigroup has been assigned long-term unsecured senior debt ratings of "AA" by Standard & Poors, "Aa3"
by Moody's Investors Service and "AA" by Fitch, and long-term unsecured subordinated debt ratings of "A+"
by Standard & Poors, "A1" by Moody's Investors Service and "A+" by Fitch.
The principal office of Citigroup is located at 399 Park Avenue, New York, New York 10043, and its
telephone number is (212) 559-1000.
Citigroup's Businesses
Global Consumer Group:
delivers a wide array of banking, lending, insurance and investment services
through a network of local branches, offices and electronic delivery systems, including ATMs, Automated
Lending Machines, the Internet and the Primerica Financial Services sales force. The Global Consumer
businesses serve individual consumers as well as small businesses. Global Consumer includes the credit card
business (including MasterCard, VISA, Diner's Club and private label credit and charge cards), community-
based consumer lending and retail banking.
Markets & Banking:
provides corporations, governments, institutions and investors in approximately 100
countries with a broad range of financial products and services. Markets & Banking includes the capital markets
and banking business (which includes investment banking, debt and equity trading, institutional brokerage,
advisory services, foreign exchange, structured products, derivatives and lending) and the transaction services
business (which provides cash management, trade finance and custody and clearing services).
9

Global Wealth Management:
is comprised of the Smith Barney Private Client and Global Equity Research
businesses and the Citigroup Private Bank. Through its Smith Barney network of financial consultants and
Private Bank offices, Global Wealth Management is one of the leading providers of wealth management services
to high-net-worth and affluent clients in the world. Smith Barney provides investment advice, financial planning
and brokerage services, primarily in the U.S., and provides independent client-focused research to individuals
and institutions around the world. Private Bank provides personalized wealth management services in 33
countries and territories.
Alternative Investments:
manages certain of Citigroup's proprietary and third-party investments. Products
offered include investments in private equity, hedge funds, managed futures, real estate, and structured products.
DOCUMENTS INCORPORATED BY REFERENCE
The following documents relating to Citigroup, and its subsidiaries Citicorp and Citibank, N.A., are
incorporated in, and form part of, this prospectus:
(1) the 2007 Annual Report on Form 10-K of Citigroup (the "2007 Report") (which contains its most
recently published audited consolidated financial statements relating to Citigroup's financial position
as of December 31, 2007 and 2006 and its results of operation and cash flows for each of the 2007,
2006 and 2005 fiscal years) filed with the U.S. Securities and Exchange Commission (the
"Commission");
(2) the 2006 Annual Report on Form 10-K of Citigroup (the "2006 Report") (which contains its published
audited consolidated financial statements relating to the financial position of Citigroup as of December
31, 2006 and 2005 and its results of operation and cash flows for each of the 2006, 2005 and 2004
fiscal years) filed with the Commission; and
(3) the quarterly interim report on Form 10-Q for the period ended March 31, 2008 (the "Quarterly
Report") of Citigroup (which contains its unaudited consolidated interim financial statements for such
period).
Information set forth in these documents, that is not specifically referred to in the references set forth below,
is included for informational purposes only.
The following information appears on the pages of these documents as set out below:
1.
unaudited consolidated interim financial information of Citigroup for the period ended March 31, 2008:
(a) statement of income
Set out on page 60 of the Quarterly Report
(b) balance sheet
Set out on page 61 of the Quarterly Report
(c) statement of changes in stockholders' equity
Set out on page 62 of the Quarterly Report
(d) statement of cash flows
Set out on page 63 of the Quarterly Report
(e) notes
Set out on pages 65 to 118 of the Quarterly
Report
2.
audited consolidated financial information of Citigroup for the years ending December 31, 2007, 2006
and 2005:
(a) statement of income for 2007, 2006 and 2005
Set out on page 105 of the 2007 Report
(b) balance sheet as of December 31, 2007 and
Set out on page 106 of the 2007 Report
2006
(c) statement of changes in stockholder's equity
Set out on pages 107 and 108 of the 2007 Report
for 2007, 2006 and 2005
(d) statement of cash flows for 2007, 2006 and 2005
Set out on page 109 of the 2007 Report
(e) notes
Set out on pages 111 to 191 of the 2007 Report
10