Bond Lloyds Bank 6.5% ( US53947QAA58 ) in USD

Issuer Lloyds Bank
Market price 100 %  ⇌ 
Country  United Kingdom
ISIN code  US53947QAA58 ( in USD )
Interest rate 6.5% per year ( payment 2 times a year)
Maturity 14/09/2020 - Bond has expired



Prospectus brochure of the bond Lloyds Bank US53947QAA58 in USD 6.5%, expired


Minimal amount 100 000 USD
Total amount 2 000 000 000 USD
Cusip 53947QAA5
Standard & Poor's ( S&P ) rating NR
Moody's rating NR
Detailed description Lloyds Banking Group is a major British banking and financial services corporation, offering a wide range of products and services to personal and corporate customers across the United Kingdom.

The Bond issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53947QAA58, pays a coupon of 6.5% per year.
The coupons are paid 2 times per year and the Bond maturity is 14/09/2020

The Bond issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53947QAA58, was rated NR by Moody's credit rating agency.

The Bond issued by Lloyds Bank ( United Kingdom ) , in USD, with the ISIN code US53947QAA58, was rated NR by Standard & Poor's ( S&P ) credit rating agency.







FINAL TERMS

7 September 2010
Lloyds TSB Bank plc (the "Issuer")
Issue of US$2,000,000,000 6.500% Fixed Rate Subordinated Lower Tier 2 Notes
due 2020 (the "Notes") guaranteed by Lloyds Banking Group plc (the "Guarantor")
issued pursuant to the Lloyds Banking Group plc and Lloyds TSB Bank plc $35,000,000,000
Senior and Subordinated Medium-Term Notes Programme
Part A - CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the
Description of the Notes and the Guarantees set forth in the prospectus dated 14 May 2010, the
supplemental prospectus dated 23 August 2010 and the supplemental prospectus dated 6
September 2010 which together constitute a base prospectus for the purposes of the Prospectus
Directive (Directive 2003/71/EC) (the "Prospectus Directive"). This document constitutes the
Final Terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus
Directive and must be read in conjunction with such prospectus as supplemented. Full information
on the Issuer and the Guarantor and the offer of the notes is only available on the basis of the
combination of these Final Terms and the base prospectus as supplemented. The prospectus and
the supplemental prospectuses are available for viewing at and copies may be obtained from
Lloyds TSB Bank plc, 25 Gresham Street, London EC2V 7HN and the specified offices of each of
the paying agents, The Bank of New York Mellon, at One Canada Square, London E14 5AL,
United Kingdom; 101 Barclay Street, New York, NY 10286, USA; and Aerogolf Center, 1A,
Hochenhof, L-1736, Senningerberg, Luxembourg.
TYPE OF NOTE
1
(a) Status of the Notes:
The Subordinated Notes will constitute
unsecured and subordinated obligations of the
Issuer and will be unconditionally and
irrevocably guaranteed on a subordinated basis
by the Guarantor, and will rank pari passu
without any preference among themselves.
References to Subordinated Notes are to
Subordinated Notes with a fixed maturity date.
The Subordinated Notes are intended to
constitute lower tier two capital in accordance
with the requirements of the FSA


(b) Guarantor:
Lloyds Banking Group plc


(c) Status of the Guarantee: Subordinated

2
(a) Interest/Payment Basis:
Fixed Rate payable semi-annually


(b) Redemption Basis:
Redemption at par

3
If Original Issue Discount Note, insert:


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Total Amount of OID:
Not applicable


Yield to Maturity:
Not applicable

Initial
Accrual
Period:
Not
applicable

4
If Extendible Maturity Notes, insert:



Initial Maturity Date:
Not applicable


Final Maturity Date:
Not applicable

Election
Dates:
Not
applicable


Minimum Denominations for
Not applicable
extension:


Notice Period:
Not applicable


Method for delivery of Notice:
Not applicable


Method for revocation of election:
Not applicable


DESCRIPTION OF THE NOTES

5
Registered Notes:
The notes are in book-entry form
Note Registrars:
The Bank of New York Mellon, acting through
its New York Branch (101 Barclay Street, New
York, NY 10286, USA)
The Bank of New York Mellon (Luxembourg)
S.A. (Aerogolf Center, 1A, Hoehenhof, L-1736,
Senningerberg, Luxemourg)

6
(a)
Series Number:
US 0010

(b)
Details (including the date, if Not applicable
any, on which the notes
become fully fungible) if
forming part of an existing
Series:

7
(a)
Nominal Amount of notes to U.S.$2,000,000,000
be issued:

(b)
Aggregate nominal amount of Not applicable
Series (if more than one
Tranche for the Series):

(c)
Specified Currency:
USD

(d)
Currency Determination
Not applicable
Agent:

(e)
Specified Denomination(s):
U.S.$100,000 and integral multiples of
U.S.$ 1,000 thereof

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(f)
Method for Making U.S.
Not applicable
Dollar Payments for a
Specified Currency (if other
than as set out in the Note):

8
Issue Price:
99.392% (before deduction of commission)



98.967% (after deduction of commission)

9
Issue Date:
14 September 2010

10
Interest Commencement Date:
Issue Date


PROVISIONS RELATING TO INTEREST
(IF ANY) PAYABLE ON FIXED RATE
NOTES

11
(a)
Interest Basis/Bases:
6.500% per annum


(b)
Interest Payment Date(s):
Semi-annually on 14 March and 14 September
each year commencing 14 March 2011 and
ending on the Maturity Date

(c)
Day Count Fraction:
30/360, unadjusted

(d)
Determination Dates:
Not applicable

(e)
Business Day convention:
Following

(f)
Other terms relating to the
Not applicable
method of calculating interest
for Fixed Rate Notes:

FLOATING RATE NOTES OR INDEX Not Applicable
LINKED INTEREST NOTES

FLOATING RATE NOTES
Not Applicable

INDEX LINKED INTEREST NOTES
Not Applicable

PROVISIONS REGARDING REDEMPTION/MATURITY

12
Maturity Date:

14 September 2020

(a)
Redemption at Issuer's
No
option (other than
redemption for taxation
reasons):

(b)
Notice Period:

Not applicable

13
(a)
Redemption at holder's
No
option:


(b)
Notice Period:

Not applicable

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14
Redemption where index/formula
Not applicable
linked:

15
Calculation Agent responsible for
Not applicable
calculating final redemption
amount:

16
Other terms applicable to maturity
Not applicable
or applicable on redemption:


GENERAL PROVISIONS APPLICABLE TO THIS ISSUE OF NOTES

17
Other final terms:

Not applicable

18
Additional selling restrictions:

Yes ­ see Schedule A

19
Additional federal income tax
Not applicable
considerations:

20
Method of distribution:
Syndicated
Joint Bookrunners: Citigroup Global Markets
Inc., Deutsche Bank Securities Inc., Goldman,
Sachs & Co., J.P. Morgan Securities LLC

Senior Co-Manager: Lloyds TSB Bank plc

21
Stabilising Manager:

None

22
Clearing System:
DTC (including its participants Clearstream and

Euroclear)

23
Redenomination and Exchange
Not applicable
provisions:


LISTING AND ADMISSION TO TRADING
These final terms comprise the final terms required for the issue of Notes described herein
pursuant to the $35,000,000,000 Senior and Subordinated Medium-Term Notes Programme of
Lloyds Banking Group plc and Lloyds TSB Bank plc to be admitted to listing on the Official List
of the United Kingdom Listing Authority and admitted to trading on the London Stock Exchange's
regulated market (as from 14 September 2010) for which purpose it is hereby submitted.
RESPONSIBILITY
The Issuer and the Guarantor accept responsibility for the information contained in these Final
Terms.
Acceptance for and on behalf of each of the Issuer and the Guarantor of the terms of the Final
Terms.



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Part B - Other Information
1
LISTING AND ADMISSION TO TRADING
(i)
Listing:
London
(ii)
Admission to trading:
Application has been made for the Notes to be
admitted to trading on the London Stock Exchange's

registered market with effect from 14 September 2010.
(iii)
Estimate of total expenses related
£3,900.00
to admission to trading:

2
RATINGS



Ratings:

The Notes to be issued are expected to be rated:


Moody's:
Baa3
(stable)


S&P:

BBB
(stable)


Fitch:

A+
(stable)

3
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE

Save for any fees payable to the dealers, so far as the Issuer is aware, no person involved in the issue
of the notes has an interest material to the offer.
4
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES

(i)
Reasons for the offer:
The net proceeds of the Notes will be used for the

general business purposes of the Group
(ii) Estimated
net
proceeds:

$1,979,340,000
5
YIELD (Fixed Rate Notes Only)



Indication of yield:

6.584%


The yield is calculated at the Issue Date on the basis of

the Issue Price. It is not an indication of future yield.
6
PERFORMANCE OF INDEX/FORMULA, EXPLANATION OF EFFECT ON VALUE OF
INVESTMENT AND ASSOCIATED RISKS AND OTHER INFORMATION CONCERNING
THE UNDERLYING
Not
applicable
7
PERFORMANCE OF RATE OF EXCHANGE AND EXPLANATION OF EFFECT ON
VALUE OF INVESTMENT
Not
applicable
8
OPERATIONAL INFORMATION
Rule 144A
Regulation S
CUSIP:

53947NAA2
53947QAA5
ISIN
Code:

US53947NAA28
US53947QAA58
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Common Code:

054189001
054189010

Clearing system(s) and, if
DTC
(including its participants Euroclear and
Clearstream)
applicable, the relevant
identification number(s):


Settlement Procedures:

DTC-MMI settlement system

Delivery:

Delivery against payment

Names and addresses of additional Paying
Not applicable
Agent(s) (if any):

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Schedule A

Additional Selling Restrictions

Singapore
Each Dealer has acknowledged that the Base Prospectus has not been registered as a prospectus
with the Monetary Authority of Singapore. Accordingly, each Dealer has represented and agreed
that it has not offered or sold any Notes or caused such Notes to be made the subject of an
invitation for subscription or purchase and will not offer or sell such Notes or cause such Notes to
be made the subject of an invitation for subscription or purchase, and has not circulated or
distributed, nor will it circulate or distribute, the Base Prospectus or any other document or
material in connection with the offer or sale, or invitation for subscription or purchase, of such
Notes, whether directly or indirectly, to persons in Singapore other than (i) to an institutional
investor under Section 274 of the Securities and Futures Act, Chapter 289 of Singapore (the
"SFA"), (ii) to a relevant person pursuant to Section 275(1), or any person pursuant to Section
275(1A), and in accordance with the conditions specified in Section 275 of the SFA or (iii)
otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of
the SFA.
Where Notes are subscribed or purchased under Section 275 by a relevant person which is:
(a)
a corporation (which is not an accredited investor) (as defined in Section 4A of the SFA)
the sole business of which is to hold investments and the entire share capital of which is owned by
one or more individuals, each of whom is an accredited investor; or
(b)
a trust (where the trustee is not an accredited investor) whose sole purpose is to hold
investments and each beneficiary of the trust is an individual who is an accredited investor,
securities (as defined in Section 239(1) of the SFA) of that corporation or the beneficiaries' rights
and interest (howsoever described) in that trust shall not be transferred within 6 months after that
corporation or that trust has acquired the Notes pursuant to an offer made under Section 275
except:
(i)
to an institutional investor or to a relevant person defined in Section 275(2) of the SFA,
or to any person arising from an offer referred to in Section 275(1A) or Section 276(4)(i)(B) of the
SFA;
(ii)
where no consideration is or will be given for the transfer;
(iii)
where the transfer is by operation of law; or
(iv)
as specified in Section 276(7) of the SFA.

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Hong Kong
Each Dealer has represented and agreed that:
(i)
it has not offered or sold and will not offer or sell in Hong Kong, by means of any
document, any Notes other than (a) to "professional investors" as defined in the Securities and
Futures Ordinance (Cap. 571) of Hong Kong and any rules made under that Ordinance; or (b) in
other circumstances which do not result in the document being a "prospectus" as defined in the
Companies Ordinance (Cap. 32) of Hong Kong or which do not constitute an offer to the public
within the meaning of that Ordinance; and
(ii)
it has not issued or had in its possession for the purposes of issue, and will not issue or
have in its possession for the purposes of issue, whether in Hong Kong or elsewhere, any
advertisement, invitation or document relating to the Notes, which is directed at, or the contents of
which are likely to be accessed or read by, the public of Hong Kong (except if permitted to do so
under the securities laws of Hong Kong) other than with respect to Notes which are or are
intended to be disposed of only to persons outside Hong Kong or only to "professional investors"
as defined in the Securities and Futures Ordinance and any rules made under that Ordinance.

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Belgium
The Notes may not be distributed in Belgium by way of an offer of securities to the public, as
defined in Article 3 §1 of the Belgian Law of 16 June 2006 on public offerings of investment
instruments and the admission of investment instruments to trading on regulated markets (the
"Prospectus Law"), save in those circumstances set out in Article 3 §2 of the Prospectus Law.
The offering is exclusively conducted under applicable private placement exemptions and
therefore it has not been and will not be notified to, and the Base Prospectus or any other offering
material relating to the Notes has not been and will not be approved by, the Belgian Banking,
Finance and Insurance Commission (Commission bancaire, financière et des assurances/
Commissie voor het Bank-, Financie- en Assurantiewezen).
Accordingly, the offering may not be advertised and each of the Dealers has represented and
agreed that it has not offered, sold or resold, transferred or delivered, and will not offer, sell, resell,
transfer or deliver, the Notes and that it has not distributed, and will not distribute, any
memorandum, information circular, brochure or any similar documents, directly or indirectly, to
any individual or legal entity in Belgium other than:
(i)
qualified investors, as defined in Article 10 of the Prospectus Law;
(ii)
investors required to invest a minimum of 50,000 (per investor and per transaction);
and in any other circumstances set out in Article 3 §2 of the Prospectus Law.
The Base Prospectus has been issued only for the personal use of the above qualified investors and
exclusively for the purpose of the offering of Notes. Accordingly, the information contained herein
may not be used for any other purpose nor disclosed to any other person in Belgium.
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